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Linawaty - For Business Owners, Professionals & Indonesian

Financial Planning Philosophy (Filosofi Perencanaan Keuangan)

Financial planning is simple yet difficult. Most of us know that to achieve optimum financial standing in life, we just need 3 things: to know where our position now, where we want to be financially and the most suitable way to get there. You know the first two and we work together on the third one. Everyone is unique and the suitable way for someone may not be applicable to you. I believe financial planning is for everyone, poor or rich, disregard of nationality, race and religion.

Perencanaan keuangan pada dasarnya sederhana namun susah. Sebagian besar dari kita tahu bahwa untuk mencapai posisi keuangan yang optimal dalam hidup, kita hanya perlu 2 hal: tahu dimana kita berada, posisi keuangan apa yang ingin kita capai, dan jalan yang paling sesuai bagi Anda untuk mencapainya. Anda tahu dua yang pertama dan kita akan bekerja sama untuk melaksanakan yang ketiga. Setiap orang itu unik dan jalan yang sesuai bagi seseorang belum tentu sesuai bagi Anda. Saya percaya perencanaan keuangan adalah untuk semua orang, apakah dia miskin atau kaya, tanpa mempedulikan kebangsaan, ras dan agama.

 

Roles (Peranan)

As your financial planner, I will stand on your side, representing you, not representing specific financial institutions like banks, insurers, fund houses. I would understand about YOU, your dreams and aspirations. Then systematically analyze your current financial position, your financial goals and timeframe, and then, together, plot the best route and strategy to go from your current financial position to your intended financial goals within the timeframe.

Sebagai Penasehat Keuangan Anda, saya berada di pihak Anda, mewakili Anda, bukan mewakili institusi keuangan tertentu seperti bank, perusahaan asuransi, reksadana. Saya akan mengerti tentang Anda, mimpi-mimpi Anda dan harapan Anda. Kemudian dengan sistematis menganalisa posisi keuangan Anda saat ini, tujuan Anda dan jangka waktu, baru kemudian, bersama-sama dengan Anda, merancang rute dan strategi untuk mencapai tujuan Anda dalam jangka waktu yang ditentukan.

It is important to note that this is YOUR financial journey. To reach your financial goals, YOU must be committed to walk down the planned route, while periodically review the relevancy of the planned route every time your circumstances or financial goals change. This will be a life-long relationship between us.

Sangatlah penting untuk menyadari bahwa ini adalah perjalanan ANDA. Untuk meraih tujuan keuangan Anda, Anda harus berkomitment untuk menjalankan rute yang telah direncanakan, dan tetap mereview relevansi dari rute tersebut setiap kali keadaan  atau tujuan Anda berubah. Ini akan merupakan hubungan jangka panjang antara kita.

 

Mission Statement

YOU are special with unique circumstances and dreams. Therefore I carefully prepare comprehensive financial planning that suits YOU at this point of time, while taking into consideration your long, medium and short term financial goals.

It is common that not all financial goals can be achieved in one step. Prioritizing and future milestones will be charted whenever necessary and will be revisited in the future review.

At all times, under all circumstances, I will always put your interest above mine, provide unbiased objective advice, uphold the professional code of confidentiality, and provide you with quality and prompt  services worth recommending to your loved ones and acquintances.

I keep upgrading and updating myself with the current financial planning related issues, comply with the regulation and provide you with the one stop solution for financial planning matters.

 

Ideal Clientele Profile

My ideal clientele profile would be loving, responsible people with sincere intention to better their financial standing. Financially responsible and the decision maker in their financial matters. As I prefer to spend most of my time serving my clientele (that YOU), upgrading myself and keeping abreast the industry, I expect my satistied clientele to provide me with referrals from time to time.

 

Disclaimer

Though all effort had been put by me to provide you with excellent service, I am no God or magician, thus subject to human mistakes.